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Welcome to the UNSTUCK[MONEY] newsletter!

Fall is the season of cozy plans and quiet overspending. The coffee runs get warmer, the weekends fill up with “just one more” event, and before long, the bank account feels colder than the weather.

It’s not that people mean to blow their budgets — it’s that the season makes it easy to drift. A few extra outings here, a little seasonal décor there, and suddenly November feels like a financial hangover.

This month, we’re taking back that rhythm — enjoying the season, but doing it with intention. First, our feature article digs into how to enjoy classic fall favorites like pumpkin patches, apple picking, and haunted houses without falling into the trap of “seasonal splurging.” Because joy doesn’t have to be expensive — it just has to be planned.

Then we zoom out to the bigger picture: getting financially ready for 2026. The new year might still feel far away, but the smart money moves — reviewing benefits, cleaning up quiet spending, automating savings — happen now, not in January.

And since “quiet spending” is the real budget villain of the modern era, our third story this month goes deep into the hidden world of subscriptions — the ones that started as free trials and turned into background bills. In Subscription Detox, we pull apart how the subscription economy is quietly draining wallets and reshaping spending habits. It’s not just about canceling — it’s about reclaiming control and spending consciously again.

Together, these pieces are about one thing: slowing down, staying grounded, and keeping your money moving in the right direction — even as the year winds down.

Let's get to it!

Don't Fall Behind:
Enjoy the Season Without Going Broke

There’s a reason fall feels like the most expensive cozy season of the year.
It’s that emotional mix of nostalgia and comfort — a marketing goldmine.
Fall spending doesn’t look like overspending.
It feels seasonal, small, and justified.

Read the article

Cancel Culture: Subscription Detox

Subscription culture has reprogrammed how people spend. We agree to ongoing access — and then forget about it.

Read article

Step Into 2026 Financially Ready

Fall is the moment to pause and reset. Not by overhauling everything, but by tightening what’s already in motion.

Read article

It's Time to Level Up. Pick Your Urban Money Budgets Plan.

Money runs your life until you flip the script. These coaching plans aren’t about band-aids or “quick tips.” They’re built to cut through the chaos, fix what’s broken, and give you a system that actually works. Check out the plan details here.